IRR = (PVb - PVc)/(1 + k) = 0, solve for k (if k is greater than the opportunity cost, r, proceed with the project)
Example:
Year 0
Year 1
irr
Project A
-$100
+$100
-0-
Project B
-$100
+$130
30%
Problems:
First, there is a problem with multiple roots--consider
a project with the following pattern of costs and benefits:
Year 0
Year 1
Year 2
Project
-$100
+$300/(1.0)1 -$200/(1.0)2
= 0 suggests that irr = 0
but,
-$100
+$300/(2.0)1 -$200/(2.0)2
= 0 suggests that irr = 100%!
(In complex cases of many sign switches, it can be difficult to know
"the" answer--and, of course, the calculations are tedious without a computer).
Second, this approach shares the problem that B/C
had for projects that are strict alternatives but of different size--the
higher B/C ratio will have a higher internal rate of return, regardless
of its NPV. (See earlier example, or the simpler one here)
Year 0 Year 1
Year 2 Year 3
Year 4 etc.
Project A
-$1,000 +$300
+$300 +$300
+$300 ...
Project B
-$5,000 +$1,000 +$1,000
+$1,000 +$1,000 ...
The internal return of Project A is 30% (ka = $300/$1,000)
while the internal rate of return on Project B is only 20% (kb
= $1,000/$5,000). However, if we calculate the net present value
of Project A using a 10% discount rate, we find that it is equal to $2,000
while the net present value of Project B is $5,000. [This example
presupposes, anticipating questions, that the difference in cost between
Project A and Project B, $4,000, would either be invested in a project
or the capital market and would yield a NPV of zero (as necessary if the
discount is in fact chosen to reflect the opportunity cost of capital].
There are further problems with this approach (for strict alternatives
with different lengths of life or for different timings of the same project,
inherently strict alternatives--but, we don't need to go into those problems
here!)